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European banks tighten credit for businesses and households in the second quarter of 2026
7% of eurozone banks tightened their loan conditions for businesses in Q2 2026. Mortgage credit demand fell by 15%.
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La Palma reduces mortgage decline from 13.6% to 1% in May, according to ISTAC, confirming a widespread rebound in the Canary Islands.
7% of eurozone banks tightened their loan conditions for businesses in Q2 2026. Mortgage credit demand fell by 15%.
The Bank of Spain warns that it is not mandatory to have the mortgage account with the same bank, but urges reviewing the contract for possible binding clauses.
The Bank of Spain is considering excluding young and first-time buyers from mortgage restrictions to facilitate access to housing.
The Bank of Spain is finalising a proposal to ease mortgage restrictions for young people and low incomes to improve access to housing.